Insurance quotes and assistance

Auto Health Home Life

Auto Insurance

Getting Car Insurance Discounts
What You Need to Know Before Insuring Your Teen Driver
What Kind of Coverage do You Need?
Specialty Auto Insurance Coverage
The Value of State Funds
Insurance for the Used Car
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Indemnity Plans
Short-Term Health Insurance
Catastrophic Insurance Coverage
Retail Clinics
Health Insurance for the Self Employed
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Home Insurance Classes
Insuring Your Home Business
Home Insurance Underwriting: Location, Location, Location!
Bed Bugs and Homeowners Insurance
Home Insurance Contents Coverage
Make Processing Health Insurance Claims Easier
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Life Insurance Death Benefits by Life Stage
Equity Indexed Life Insurance
Universal Life Insurance
What Happens if Your Life Insurer Goes Under?
Life Insurance Underwriting: The Motor Vehicle Report
How much is Your Life Worth?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

How do online quotes work?

If you want to get the best price, you need to shop around. That way, you collect prices and can find the best value. Welcome to the world of online quotes. This site opens the door to a thousand and more insurance companies and agents specializing in different types of policy in the auto, home, health and life markets.

Did you know that each state has an insurance department or commissioner responsible for licensing companies before they can write insurance policies? Although there are some companies big enough to sell policies in multiple states, you’ll often find more than a hundred different companies selling policies in each state. We have all the best of those companies in our database.

We take all the hard work out of contacting all the insurers licensed for your state. You start the ball rolling by inputting your residence state which immediately identifies the companies legally able to sell to you. Browsing through the list and getting insurance quotes from as many companies as possible is strongly encouraged.

Every insurer has their own quote form, which generally represents a short online questionnaire – it’s different for each of the four main categories of auto, home, health and life. An insurer needs to know who you are, where you live and collect an outline of what your insurance needs are. So, for example, in auto insurance, they’ll ask you for the make and model of your car, where it will be garaged, and so on.

In return, in some cases, you will get instant quote for a policy. But often, you’ll receive a telephone call. The problem with health and life policies is that there are many different options to discuss to make sure you get the policy you need. It would take too long to collect all this information online. A telephone discussion is best and, more importantly, also allows you to ask for more information about the terms on offer.

Always remember that you’re under no obligation to buy from any of those who give you quotes (think dating agency – you don’t have to marry any of the people you date). You’re in charge and can always pick the insurance company that offers you (and your family) the best deal.

So get your online application in and find the peace of mind and security that comes from knowing you have the right insurance policy in place.


August 13, 2008



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